Palms can grow all across the country with just a little care. They will grow outdoors in warmer climates and indoors in cooler climates. Folks come here and many take a coconut home.
Make sure you buy one that has been agriculturally inspected. These are purchased in a bag, they're pest free, ready to take home. Plant it in a pot of well-drained soil. A well drained
soil is a mix of sand and soil. One should plant the nut in the soil with about 1/2 of the nut exposed, the rest below the soil. When germinating properly the roots will come out the
bottom, it will be sprouting. At that point it's ready to be planted in the ground. If the temperature is over 70 degrees leave it outside; after it gets cold bring it in. Once inside reduce watering, but you'll still need full sunlight. If you have a nice sunny
window, keep it there. The nut will take care of fertilization for about 1 year, after that go to your plant shop and ask about the proper fertilizer. A light nitrogen is good. It's
important to remember that once the plant comes indoors cut down on the amount of water, a plant gets significantly less energy when inside versus out so almost no fertilizer and about
10 times less water than normal outside.